/* ===== FISHING & BOAT INSURANCE AUTHORITY - SHARED STYLES ===== */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { font-family: 'Inter', sans-serif; background: #050505; color: #fff; overflow-x: hidden; line-height: 1.6; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: #0A0A0A; }
::-webkit-scrollbar-thumb { background: #0091FF; border-radius: 3px; }

/* === UTILITIES === */
.container { max-width: 1280px; margin: 0 auto; padding: 0 1rem; }
@media(min-width:640px) { .container { padding: 0 1.5rem; } }

.glass { background: rgba(255,255,255,0.03); backdrop-filter: blur(12px); border: 1px solid rgba(255,255,255,0.08); }
.glass-strong { background: rgba(255,255,255,0.05); backdrop-filter: blur(20px); border: 1px solid rgba(255,255,255,0.1); }
.gradient-text { background: linear-gradient(to right, #0091FF, #00E5FF, #FFFFFF); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.gradient-text-gold { background: linear-gradient(to right, #FFC800, #FF8C00, #FFFFFF); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }

.btn-primary { background: linear-gradient(to right, #0091FF, #00E5FF); color: #000; font-weight: 600; padding: 12px 32px; border-radius: 8px; border: none; cursor: pointer; transition: all .3s; display: inline-flex; align-items: center; gap: 8px; font-size: 14px; text-decoration: none; }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 0 30px rgba(0,145,255,0.4); }
.btn-secondary { background: rgba(255,255,255,0.05); color: #fff; font-weight: 500; padding: 12px 32px; border-radius: 8px; border: 1px solid rgba(255,255,255,0.1); cursor: pointer; transition: all .3s; display: inline-flex; align-items: center; gap: 8px; font-size: 14px; text-decoration: none; }
.btn-secondary:hover { background: rgba(255,255,255,0.1); border-color: rgba(0,145,255,0.3); }

.card-hover { transition: all .3s ease; }
.card-hover:hover { transform: translateY(-4px); box-shadow: 0 20px 60px rgba(0,145,255,0.1); border-color: rgba(0,145,255,0.3); }

.affiliate-badge { background: rgba(255,200,0,0.1); border: 1px solid rgba(255,200,0,0.3); color: #FFC800; font-size: 10px; padding: 2px 8px; border-radius: 4px; text-transform: uppercase; letter-spacing: .5px; }
.tag { font-size: 11px; padding: 4px 10px; border-radius: 20px; font-weight: 500; text-transform: uppercase; letter-spacing: .5px; }
.breadcrumb { font-size: 13px; color: rgba(255,255,255,0.5); margin-bottom: 1.5rem; display: flex; flex-wrap: wrap; gap: 4px; align-items: center; }
.breadcrumb a { color: rgba(255,255,255,0.5); text-decoration: none; transition: color .2s; }
.breadcrumb a:hover { color: #0091FF; }

.affiliate-cta { background: linear-gradient(135deg, rgba(0,145,255,0.1), rgba(0,229,255,0.05)); border: 1px solid rgba(0,145,255,0.3); border-radius: 12px; padding: 1.5rem; margin: 2rem 0; text-align: center; }

.placeholder-block { background: rgba(255,200,0,0.04); border: 1px dashed rgba(255,200,0,0.2); border-radius: 8px; padding: 1.25rem; margin: 1.5rem 0; color: rgba(255,200,0,0.6); font-size: 13px; font-style: italic; }
.placeholder-block strong { color: rgba(255,200,0,0.8); font-style: normal; }

.hero-img { position: relative; overflow: hidden; }
.hero-img::after { content: ''; position: absolute; inset: 0; background: linear-gradient(to bottom, rgba(5,5,5,0.3), rgba(5,5,5,0.95)); }
.hero-img img { width: 100%; height: 100%; object-fit: cover; }
.img-cover { width: 100%; height: 100%; object-fit: cover; }

/* === ARTICLE BODY === */
.article-body h2 { font-size: 1.5rem; font-weight: 600; margin: 2rem 0 1rem; padding-bottom: .5rem; border-bottom: 1px solid rgba(255,255,255,0.1); }
.article-body h3 { font-size: 1.15rem; font-weight: 500; margin: 1.5rem 0 .75rem; color: #00E5FF; }
.article-body p { margin-bottom: 1rem; line-height: 1.8; color: rgba(255,255,255,0.8); }
.article-body ul { margin: 1rem 0 1rem 1.5rem; color: rgba(255,255,255,0.8); }
.article-body ul li { margin-bottom: .5rem; line-height: 1.7; list-style: disc; }
.article-body ul li::marker { color: #0091FF; }
.article-body a { text-decoration: underline; color: #0091FF; }
.article-body a:hover { color: #00E5FF; }

/* === FAQ === */
.faq-item { border: 1px solid rgba(255,255,255,0.08); border-radius: 8px; margin-bottom: .5rem; overflow: hidden; }
.faq-question { padding: 1rem 1.25rem; cursor: pointer; display: flex; justify-content: space-between; align-items: center; font-weight: 500; transition: background .2s; }
.faq-question:hover { background: rgba(255,255,255,0.03); }
.faq-answer { padding: 0 1.25rem; max-height: 0; overflow: hidden; transition: all .3s; color: rgba(255,255,255,0.7); line-height: 1.7; }
.faq-item.open .faq-answer { padding: 0 1.25rem 1rem; max-height: 500px; }
.faq-item.open .faq-chevron { transform: rotate(180deg); }
.faq-chevron { transition: transform .3s; }

/* === TOC === */
.toc-link { transition: all .2s; display: block; }
.toc-link:hover { color: #0091FF; padding-left: 4px; }

/* === NAV === */
.nav-link { position: relative; color: rgba(255,255,255,0.7); transition: color .3s; text-decoration: none; font-size: 14px; font-weight: 500; }
.nav-link:hover, .nav-link.active { color: #fff; }
.nav-link::after { content: ''; position: absolute; bottom: -2px; left: 0; width: 0; height: 1px; background: #0091FF; transition: width .3s; }
.nav-link:hover::after, .nav-link.active::after { width: 100%; }

/* === GRID HELPERS === */
.grid { display: grid; gap: 1.5rem; }
.grid-2 { grid-template-columns: 1fr; }
.grid-3 { grid-template-columns: 1fr; }
.grid-4 { grid-template-columns: 1fr; }
@media(min-width:768px) { .grid-2 { grid-template-columns: 1fr 1fr; } .grid-3 { grid-template-columns: 1fr 1fr 1fr; } .grid-4 { grid-template-columns: 1fr 1fr; } }
@media(min-width:1024px) { .grid-4 { grid-template-columns: 1fr 1fr 1fr 1fr; } }

.flex { display: flex; }
.flex-col { flex-direction: column; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-4 { gap: 1rem; }
.gap-6 { gap: 1.5rem; }
.gap-8 { gap: 2rem; }

.text-center { text-align: center; }
.text-sm { font-size: .875rem; }
.text-xs { font-size: .75rem; }
.text-lg { font-size: 1.125rem; }
.text-xl { font-size: 1.25rem; }
.text-2xl { font-size: 1.5rem; }
.text-3xl { font-size: 1.875rem; }
.text-4xl { font-size: 2.25rem; }
.text-5xl { font-size: 3rem; }
@media(min-width:768px) { .md-text-5xl { font-size: 3rem; } }

.font-semibold { font-weight: 600; }
.font-bold { font-weight: 700; }
.font-medium { font-weight: 500; }
.tracking-tight { letter-spacing: -0.025em; }
.leading-relaxed { line-height: 1.625; }
.leading-tight { line-height: 1.25; }

.mt-4 { margin-top: 1rem; }
.mt-6 { margin-top: 1.5rem; }
.mt-8 { margin-top: 2rem; }
.mb-2 { margin-bottom: .5rem; }
.mb-4 { margin-bottom: 1rem; }
.mb-6 { margin-bottom: 1.5rem; }
.mb-8 { margin-bottom: 2rem; }
.mb-12 { margin-bottom: 3rem; }
.mb-16 { margin-bottom: 4rem; }
.py-24 { padding-top: 6rem; padding-bottom: 6rem; }
.pt-20 { padding-top: 5rem; }
.pt-28 { padding-top: 7rem; }
.pb-8 { padding-bottom: 2rem; }
.pb-24 { padding-bottom: 6rem; }
.p-4 { padding: 1rem; }
.p-5 { padding: 1.25rem; }
.p-6 { padding: 1.5rem; }

.w-full { width: 100%; }
.max-w-4xl { max-width: 56rem; }
.max-w-5xl { max-width: 64rem; }
.max-w-7xl { max-width: 80rem; }
.mx-auto { margin-left: auto; margin-right: auto; }
.relative { position: relative; }
.z-10 { z-index: 10; }
.overflow-hidden { overflow: hidden; }
.rounded-xl { border-radius: .75rem; }
.rounded-2xl { border-radius: 1rem; }
.rounded-3xl { border-radius: 1.5rem; }
.border-t { border-top: 1px solid; }
.border-white-5 { border-color: rgba(255,255,255,0.05); }

.hidden-mobile { display: none; }
@media(min-width:1024px) { .hidden-mobile { display: flex; } }

.sitemap-node { border-left: 2px solid rgba(0,145,255,0.3); padding-left: 1rem; margin-left: .5rem; }

@keyframes pulse-blue { 0%,100% { opacity: .4; } 50% { opacity: .8; } }